Understanding Credit

Objective: This course is designed to help students build a strong foundational understanding of credit—what it is, how it works, and how it influences various aspects of financial life. Through ten in-depth lessons, learners will explore key components of the credit system, including credit reports, scores, types of credit, interest rates, responsible usage, and how to recover from poor credit. By the end of the course, students will be able to read and interpret credit documents, make informed decisions about borrowing, develop strategies to build and maintain strong credit, and understand how to protect themselves against credit-related risks. This course is essential for anyone seeking long-term financial stability and empowerment.